Housing has always been a political issue from slum clearance to right to buy, the current affordability imbalance between the generations and of course the tragedy of Grenfell.  

The latest housing crisis, something that impacts on us all, is really gaining traction but what can the Chancellor do?  In the short term it's about allowing councils to borrow and freeing up the HCA to develop a major investment programme across the country. The other fixes, skills, access to EU workers, access to finance, the limited number of developers, affordability - are not things the budget can deliver overnight.  

November 22nd does offer a change for the Chancellor to offer a bold new vision and a commitment not to fiddling  at the edges but making a step change. Will he be bold enough?  Can he afford it?  Can he afford not to?  We will see in a week's time.