Parliament's select committees have reported this morning on how to bridge the funding gap for social care.  This question has been the subject of a major Independent Age project, supported by Grant Thornton, and due to be published soon.  

The committees have concluded that a social insurance fund is much needed - this is one of the more sensible and fair options being floated.  The detail would be important but it has the makings of an answer not a prevarication.

But does the government possess the courage, in the current climate, to be bold?